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Western Union Rates 2023 - Domestic and Overseas

Western Union money transfer fee or pera padala rates 2023 for both domestic and overseas.
Western Union is one of the best, most secure, and most reliable remittance centers in 2023 you can consider that offers affordable rates for money transfer. And if you are living…
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Western Union is one of the best, most secure, and most reliable remittance centers in 2023 you can consider that offers affordable rates for money transfer. And if you are living in the Philippines, you have many options to choose from if you want to transfer or send money to your loved ones, Western Union is popular for this kind of service. They offer competitive pera padala rates just like LBC, Palawan Express, Cebuana, etc., depending on how much money you want to send and what country you are transacting.

They also offer direct money transfers to participating banks or you can visit their branch (10,000+ locations) nearest you for cash pick up.

Western Union Pera Padala Rates

Western Union Rates 2023

Sending money or pera padala with WU is fast and easy both domestic and overseas. It is just a matter of where you want to send, how you want to pay, and who is receiving your remittance. You can track your transactions online and thru a mobile app using the provided 10-digit MTCN tracking number.

Domestic Rates
AmountTransfer fee
₱50,000-above 2% ng halagang ipapadala

International Rates
AmountTransfer fee

How to send money to Western Union

  1. Fill out the Send Form. If you are sending to a bank account, make sure to include your receiver’s bank name and bank account number.
  2. Give the form to our agent. You will also need to give the money you wish to send and show a valid ID.
  3. Pay the transfer fee. Get your receipt and take note of the Money Transfer Control Number (MTCN).
  4. Inform your receiver. Let them know the MTCN and the amount sent. Do not disclose these details to anyone else.

How to receive money in Western Union

Cash pickup
  1. Visit a Western Union agent location.
  2. Provide your sender's details, including the Money Transfer Control Number (MTCN).
  3. Show a government-issued photo ID.
  4. Get your money once your details have been verified.

Bank account
  1. Receive money in minutes when it’s transferred directly to your BDO, BPI, or Landbank account1. Just provide the sender with the following details:
  2. Your full name.
  3. Your bank’s name and account number2.
  4. The purpose of remittance.
  5. Your address and mobile number.

Mobile wallet
  1. If you are a registered user of, GCash, PayMaya, USSC or PERA HUB in the Philippines, you may choose to receive money directly in your mobile wallet3 via Western Union.
  2. To receive a transfer in your e-wallet, you must have a fully registered profile. Submit your ID info and other mandatory details to your e-wallet provider as per Bangko Sentral ng Pilipinas regulations and get it verified. Check your e-wallet provider's website to learn how to register your profile.
  3. Once you receive a transfer in your e-wallet, you will get a text message on your registered mobile number to confirm that funds have been deposited into your e-wallet, or to alert you about issues, if any.
  4. Remember to ask your sender for the tracking number (MTCN) and the estimated amount sent.

Notes: Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees and foreign exchange rates may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.