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GCash Rates 2023 - Charges and Transaction Fees

GCash send and receive money transfer rates, cash-in, and cash-out transaction fees for 2023.
If you do not have Gcash account yet, I suggest you create one to avail the affordable rates when you buy Globe load, cash in, cash out, pay bills, shop online, money transfer and…
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If you do not have Gcash account yet, I suggest you create one to avail the affordable rates when you buy Globe load, cash in, cash out, pay bills, shop online, money transfer and more. It gives you a fast and easy way to transact online by simply logging in to your account and you can navigate the services you want to use without going out to any establishments to transact. You can send and receive money everywhere with their domestic and global partners making it more convenient and cost-efficient.

Gcash Rates

GCash Rates

Here is a table of GCash rates, charges and transaction fees depending on what service you are going to use.

GCash Cash Out Fee

Description Fee
Cash out via over-the-counter outlets 2% of cash-out amount
GCash MasterCard ATM withdrawal ₱10 to ₱18
GCash MasterCard ATM withdrawal outside the Philippines ₱150
Gcash Cash In Rates or Fees
Cash inRate / Fee
From linked bank account in GCash app (e.g. BPI and Unionbank)FREE
From remittance partner in GCash app (e.g. Moneygram, Western Union)FREE
from over-the-counter outlets below the monthly free cash-in limit of ₱8,000FREE
From over-the-counter outlets above the monthly free cash-in limit of ₱8,0002% of cash-in amount
From bank via online or mobile bankingFree to ₱50
AUB to GCash₱10
BDO to GCash₱25
BPI to GCash₱25
Chinabank to GCash ₱10 - ₱15
EastWest Bank to GCash₱25
Landbank to GCash₱25
Maybank to GCash₱25
Metrobank to GCash₱25
PBCOM to GCash₱20
PNB to GCash₱20
PSBank to GCash₱15
RCBC to GCash₱25
Security Bank to GCash₱25
UCPB to GCash₱25

GCash Partners:

  • Ministop
  • Alfamart
  • Puregold
  • SM Group of Supermarkets
  • Robinsons Supermarket
  • All Day Supermarket
  • Easy Day SHop
  • Ever Supermarket
  • Gaisano Grand
  • Waltermart
  • SM
  • Robinsons
  • Mercury Drug
  • Watsons
  • Seaoil
  • Petron
  • LBC Express
  • TouchPay
  • Pay&Go
  • eTap
  • Villarica
  • Tambunting
  • RD Pawnshop
  • Palawan Pawnshop
  • Jaro Pawnshop
  • Globe Store
  • Bayad Center
  • ECPay
  • ExpressPay
  • PERA Hub
  • TrueMoney
  • Posible
  • iBayad
  • VIP Payments Center
  • 7-Eleven
  • Family Mart
  • Lawson
  • Shell Select
GCash Send Money Rates and Fees
DescriptionRate / Fee
Send money via Express SendFree
Send money via Send with a ClipFree
Send money via Ang PaoFree
Send money via bank transfer ₱15
Request money or KKBFree
Send via GCash Padala₱5 or 15%
GCash Load Top-up Fees
DescriptionRate / Fee
Smart and TNT regular load2% of the load amount
Smart and TNT load promo worth Php 100 and below₱1
Smart and TNT load promo worth Php 100 and below₱2
GLoan Rate and Fees
DescriptionRate / Fee
One-time processing fee in addition to the loan amount3% of the loan
Late payment₱100 + 0.15% of the outstanding balance
Interest Rate (rate assigned to you based on your GScore)1.59% to 6.57% per month, depending on your eligibility and chosen installment duration
GCash Account Fees
DescriptionRate / Fee
Request moneyFree
KKB (Bill Split Feature)Free
GGives Penalty Fee₱100 + 0.15% of the principal per day
GCash PRO Biz Starter 99 subscription₱99
Dormancy Fee₱50
GCash Bills Payment Rates and Fees
Description Rate / Fee
Pay to billers with fixed feesFree to ₱60
Pay to billers with percentage-based fees2% of bill amount
GInsure Fee0.92% of the bill
Credit cardsFree (for all registered billers)
Converge ICT₱7
Eastern TelecomsFree
Globe At HomeFree
Globe PostpaidFree
Manila WaterFree
Meralco Kuryente Load10% transaction fee
PLDT (DSL/Fiber)₱7
Prime Water₱5
Sky FiberFree
Sky CableFree
Smart Communications₱7
Prime Water₱5

GCash Global Partners:

  • Paypal
  • Payoneer
  • Claim Remittance via Reference Number
  • Moneygram
  • Western Union
  • Receive Straight to GCash
  • AliPayHK
  • Azimo
  • Cross Remittance
  • Denarii Cash
  • EMQ Send
  • Instant Cash
  • PayIt
  • Rocket Remit
  • Softbank
  • Wall Street Exchange
GCredit Rates and Fees
DescriptionRate / Fee
Interest fee within the billing period3% to 5%
Penalty fee for unpaid loan 1-30 days after the due date₱200
Penalty fee for unpaid loan 31-60 days after the due date₱500
Penalty fee for unpaid loan 61-90 days after the due date₱900
Penalty fee for unpaid loan 90 days or more after the due date₱1,500
GCash MasterCard Rates and Fees
DescriptionRate / Fee
Balance inquiry via ATM₱3
Balance inquiry via ATM outside the Philippines₱50
Dormancy fee₱50
Buy GCash MasterCard offline₱150
Buy GCash MasterCard online (+delivery fee)₱215

Please take note that this information are subject to change so be sure to always check the GCash website and app for the updated fee list. For more questions and information, you may visit Gcash website, call their hotline via 2882 or submit a ticket on help center via the GCASH app.