PAG-IBIG Contribution Table for 2022 - New Schedule

Wondering how much you and your employer paying for PagIbig contribution? Some of us who are working for a company does not know how much we are paying or the deducted amount in our monthly salary. The monthly deduction automatically done by our employer through the payroll system and most of us only focuses on how much is our total take home pay.

Table of Contents

• Employed Members and Employers
• Self-employed Voluntary Members
• Non-Working Spouse

For employees, you need to know your contribution as it is also part of your hard earn money every month. You can benefit this in the future if you are planning to avail housing loan and other Pag-ibig loan programs. For employers, they need to be updated on how much is the contribution or share percentage to provide exact computation for Pag-ibig payments.

Pag-ibig Contribution Table 2022

Take note that the maximum monthly compensation is Php5000.00. That means the maximum contribution of a member is 100 pesos and employers share is also Php100. If you are earning more than 5,000 pesos every month, you are automatically deducted P100 + 100 from your employer. The combined amount serves as a monthly contribution to Pag-Ibig.

Employed Members and Employers

Monthly Compensation	Employee Share	Employer Share	Total
At least Php 1,000 to Php 1,500	1%	2%	3%
Over Php 1,500	2%	2%	4%

PagIbig HDMF Contribution Table

The table above is applicable to members, including OFW’s. An OFW whose employer abroad is required pay a share of his Pag-ibig monthly contributions following the rates above.

Sample computation:

• Employee’s share: Php 5,000 x 0.02 = Php 100
• Employer’s share: Php 5,000 x 0.02 = Php 100

"Monthly Compensation" shall refer to the basic salary and other allowances, where basic salary includes, but is not limited to, fees, salaries, wages, and similar items received in a month. It shall mean the remuneration or earnings, however designated, capable of being expressed in terms of money, whether fixed or ascertained on a time, task, or piece or commission basis, or other method of calculating the same, which is payable by an employer to an employee or by one person to another under a written or unwritten contract of employment for work done or to be done, or for services rendered or to be rendered.

The maximum monthly compensation to be used in computing the employee and employer contributions shall not be more than P5,000. Employers shall remit two percent (2%) of the monthly compensation of the 

contributing member as counterpart contribution. The employer is not entitled to deduct from the wages or remuneration of or, otherwise, to recover from the employee the employer’s contribution. 

Self-employed Voluntary Members

Monthly Compensation	Employee Share	Employer Share (if any)	Total
At least Php 1,000 to Php 1,500	1%	2%	3%
Over Php 1,500	2%	2%	4%

Self-employed Members shall therefore be required to pay both the employee share and the employer counterpart in accordance with the rates specified above.

Self-employed and voluntary members shall remit contributions directly to the Fund on or before the 10th day of the month following period covered. They may opt to pay their contributions on a quarterly basis, provided that such remittances are made on or before the 10th day of the beginning month of the quarter. See full Pag-ibig payment schedule here.

Non-Working Spouse

Membership contributions of a non-working spouse shall be as follows:

(50%) of Working Spouse’s Monthly Compensation	Contribution Rate
At least Php 1,000 to Php 1,500	1%
Over Php 1,500	2%

PAG-IBIG (HDMF) is a mutual fund developed to provide affordable housing for the Filipinos and at the same time to generate savings for the future. You can visit Pagibig Fund HDMF Official website to know the latest news and updates.

See also the new and updated SSS Contribution Table.