PAG-IBIG Contribution Table New Schedule for 2023

Wondering how much you and your employer paying for PagIbig contribution? Some of us who are working for a company does not know how much we are paying or the deducted amount from our monthly salary. The monthly deduction automatically done by our employer through the payroll system and most of us only focus on how much is our total take-home pay.

Table of Contents

Employed Members and Employers
Self-employed Voluntary Members
Non-Working Spouse
Payment Due Date

For employees, you need to know your contribution as it is also part of your hard earn money every month. You can benefit from this in the future if you are planning to avail of their housing loan program and other Pag-big loan programs. For employers, they need to be updated on how much is the contribution or share percentage to provide exact computation for Pag-ibig payments.

Pag-ibig Contribution Table 2023

Take note that the maximum monthly compensation is Php5000.00. That means the maximum contribution of a member is 100 pesos and the employer share is also Php100. If you are earning more than 5,000 pesos every month, you are automatically deducted P100 + 100 from your employer. The combined amount serves as a monthly contribution to Pag-Ibig.

Pag-ibig Contribution Table 2023 for Employed Members and Employers

Monthly Compensation	Employee Share	Employer Share	Total
At least Php 1,000 to Php 1,500	1%	2%	3%
Over Php 1,500	2%	2%	4%

PagIbig HDMF Contribution Table

The table above is applicable to members, including OFW’s. An OFW whose employer abroad is required to pay a share of his Pag-ibig monthly contributions following the rates above.

Sample computation:

Employee’s share: Php 5,000 x 0.02 = Php 100
Employer’s share: Php 5,000 x 0.02 = Php 100

"Monthly Compensation" shall refer to the basic salary and other allowances, where basic salary includes, but is not limited to, fees, salaries, wages, and similar items received in a month. It shall mean the remuneration or earnings, however, designated, capable of being expressed in terms of money, whether fixed or ascertained on a time, task, or piece or commission basis, or other methods of calculating the same, which is payable by an employer to an employee or by one person to another under a written or unwritten contract of employment for work done or to be done or for services rendered or to be rendered.

The maximum monthly compensation to be used in computing the employee and employer contributions shall not be more than P5,000. Employers shall remit two percent (2%) of the monthly compensation of the

contributing member as a counterpart contribution. The employer is not entitled to deduct from the wages or remuneration of or, otherwise, to recover from the employee the employer’s contribution.

Table for Self-employed Voluntary Members

Monthly Compensation	Employee Share	Employer Share (if any)	Total
At least Php 1,000 to Php 1,500	1%	2%	3%
Over Php 1,500	2%	2%	4%

Self-employed Members shall therefore be required to pay both the employee share and the employer counterpart in accordance with the rates specified above.

Self-employed and voluntary members shall remit contributions directly to the Fund on or before the 10th day of the month following the period covered. They may opt to pay their contributions on a quarterly basis, provided that such remittances are made on or before the 10th day of the beginning month of the quarter.

For Non-Working Spouse

Membership contributions of a non-working spouse shall be as follows:

(50%) of Working Spouse’s Monthly Compensation	Contribution Rate
At least Php 1,000 to Php 1,500	1%
Over Php 1,500	2%

Pag-IBIG Contribution Table 2023 for Kasambahays

Household employers and kasambahay contribution table with their monthly salary bracket.

Monthly Compensation	Employee Share	Kasambahay’s Contribution Rate	Total
₱1,500 and below	3%	0%	3%
₱1,500 to ₱4,999	4%	0%	4%
₱5,000 and above	2%	2%	2%

Pag-IBIG Contribution Due Date

Monthly employer and employee contributions payment deadline or due data in accordance with the following schedule. See full Pag-ibig payment schedule here.

First Letter of employer’s name	Due Date
A to D	10th to the 14th day of the month following the period covered
E to L	15th to the 19th day of the month following the period covered
M to Q	20th to the 24th day of the month following the period covered
R to Z, Numeral	25th to the end of the month following the period covered

PAG-IBIG (HDMF) is a mutual fund developed to provide affordable housing for the Filipinos and at the same time to generate savings for the future. You can visit Pagibig Fund HDMF Official website to know the latest news and updates.

See also the new and updated SSS Contribution Table.